DivAgent Academy
Master the art of sustainable income. From dividend basics to institutional-grade risk analysis.
What You’ll Learn
- Dividend investing fundamentals and payout sustainability.
- Risk tier analysis to avoid yield traps and NAV erosion.
- Portfolio construction for long-term income stability.
Courses
Zero to $1,000/Month
Your practical roadmap to sustainable dividend income. 5 modules, $0 to $12K/year.
Start CourseRetirement Transition
Navigate the 5-year glide path from paycheck to dividend income. Ages 50-62.
Start CourseApply What You Learn
Track Your Portfolio's Risk Tier
Put your knowledge into practice. Import your holdings and see exactly where your portfolio falls on the Risk Spectrum.
- Automatic tier classification for each holding
- See your income projections at a glance
- Visualize your risk distribution
Your dashboard will show your actual holdings
Dividend Glossary
Master the Vocabulary
From NAV erosion to covered calls, from ROC to risk-adjusted yield. Every term you need to become a dividend investing expert.
Recommended Learning Paths
For High-Yield Chasers
If you are attracted to products like JEPI, SPYI, or YieldMax ETFs, you must understand the risks of "Synthetic Yield." Start with our module on Covered Calls to learn how upside capping works. Then, study NAV Erosion to see why high payouts often come at the cost of your principal. Finally, use the Risk Spectrum to balance these speculative assets with safer Tier 1 holdings.
For Conservative Retirees
If your goal is checking "Sleep Well At Night" (SWAN) boxes, focus on Dividend Growth analysis. Learn how to calculate the Payout Ratio to verify if a company can afford its dividend. Our Aristocrat Analysis guide will show you how to identify companies with 25+ years of consecutive payment increases, which form the bedrock of a defensive income portfolio.
Academy FAQs
Do I need a paid subscription to take these courses?
No. The "Zero to $1,000/Month" and "Risk Spectrum" courses are completely free. We believe that financial literacy should be accessible to everyone. Our paid tools are for advanced data analysis, but the educational foundation is open to all.
What is the DivAgent Risk Spectrum?
The Risk Spectrum is our proprietary framework for classifying income assets. Instead of just looking at yield, we score assets from Tier 1 (Cornerstone/Safe) to Tier 5 (High Octane/Speculative). This helps you visualize your portfolio's true risk profile and avoid being overexposed to volatile assets just because they pay a high dividend.
How often is the content updated?
The market moves fast, especially in the derivative ETF space. We update our "Yield Trap" warnings and ETF analysis articles weekly. Our core curriculum is reviewed quarterly to ensure it reflects the latest tax laws, market conditions, and new product launches from issuers like Defiance, Roundhill, and YieldMax.
Can I apply these strategies with a small account?
Absolutely. Dividend investing is one of the most scalable strategies available. Whether you have $1,000 or $1,000,000, the principles of compounding, DRIP (Dividend Reinvestment Plans), and risk management remain the same. In fact, starting small allows you to learn the discipline of regular contributions without the stress of managing a massive portfolio.