Managing 20 stocks is hard. Managing 3 ETFs is easy.
This portfolio allocates aggressively to "Tier 4 (Accelerator)" funds but sticks to the highest quality names in that space. We avoid the "High Octane" traps entirely.
This is for the investor who needs maximum current income but refuses to touch "Yield Traps." You are sacrificing some long-term growth (by having less DIVO/SCHD) to hit that $2,000/month number now.
If you have a $200k portfolio and you need to pay rent, this is the safest way to generate 12% without leverage.