Two of the market's most popular income ETFs compared side-by-side. See which one fits your yield strategy.
What this means: Both HBAN and PDO fall intoTier 3: Specialty. This suggests they share a similar risk profile and volatility expectation.
| Metric | HBAN | PDO |
|---|---|---|
| Total Return (1Y) | 17.51% | 10.78% |
| NAV Change (1Y) | 13.96% | -0.21% |
| Max Drawdown | -33.46% | -13.92% |
| Beta | - | - |
* Returns include dividend reinvestment. Drawdown calculates peak-to-trough decline over trailing 12 months.
HBAN (Huntington Bancshares Incorporated) is a sector-specific income fund managed by institutional managers. It focuses on generating income through strategic holdings. With significant capital, this fund has been operational since its inception.
Strategy: Concentrates on sector-specific opportunities, typically REITs, MLPs, or BDCs with higher baseline yields.
PDO (Pimco Dynamic Income Opportunities Fund) is a sector-specific income fund managed by PIMCO. It focuses on generating income through strategic holdings. With significant capital, this fund has been operational since its inception.
Strategy: Concentrates on sector-specific opportunities, typically REITs, MLPs, or BDCs with higher baseline yields.
In the head-to-head battle of HBAN vs PDO, the choice depends on your specific goal. PDO wins for Immediate Income with a 10.99% yield. However, HBAN is the better choice for Long-Term Growth due to superior total return performance.
Which fund is safer for retirement income? We analyze the yield sustainability and structural risk.
The Bottom Line Question: If you invest $100,000 today, how much cash will you actually receive each month? Here's the exact math:
HBAN
Annual Yield: 3.55%
$296/mo
($3,547/year)
Frequency: quarterly
PDO
Annual Yield: 10.99%
$916/mo
($10,995/year)
Frequency: monthly
Income Gap: PDO generates $7,448/year more than HBAN on the same $100k investment.
Over 20 years, that's $148,962 in additional cash flow (before reinvestment).
Context Matters: Higher income doesn't always mean better investment. Review the "Yield Trap" and "Total Return" sections above—you want income that's sustainable, not just headline-grabbing.
Historical data reveals how these funds behave during market stress. HBAN has delivered a superior Total Return of 17.51% over the past year.
What is Max Drawdown? Max drawdown measures the largest peak-to-trough decline in portfolio value during a specific period. Unlike NAV change (which only looks at start vs. end), max drawdown captures the worst moment of pain an investor experienced.
Real-World Scenario: $100,000 Investment
PDO (More Resilient)
Max Drawdown: -13.92%
-$13,920
Worst unrealized loss
HBAN (More Volatile)
Max Drawdown: -33.46%
-$33,460
Worst unrealized loss
Protection Value: PDO saved investors $19,540 in drawdown severity on a $100k position.
Why This Matters More Than Total Return: During bear markets or corrections, investors with lower max drawdown are:
⚖️ Capital Preservation Winner: PDO demonstrated superior downside protection, making it the better choice for retirees who cannot afford steep temporary losses.
Every investor has a unique risk profile. Use our Portfolio Intelligence tool to see the impact of adding these ETFs to your holdings.