Two of the market's most popular income ETFs compared side-by-side. See which one fits your yield strategy.
What this means: Both NBIL and WEEK fall intoTier 1: Cornerstone. This suggests they share a similar risk profile and volatility expectation.
| Metric | NBIL | WEEK |
|---|---|---|
| Total Return (1Y) | 0.00% | 3.57% |
| NAV Change (1Y) | 0.00% | -0.04% |
| Max Drawdown | 0.00% | -0.14% |
| Beta | - | - |
* Returns include dividend reinvestment. Drawdown calculates peak-to-trough decline over trailing 12 months.
NBIL (GraniteShares Ultra Short Income ETF) is a conservative dividend growth fund managed by GraniteShares. It focuses on generating income through strategic holdings. With $44.9M in assets under management, this fund has been operational since its inception.
Strategy: Focuses on quality dividend-paying companies with strong balance sheets and consistent payout histories.
WEEK (Roundhill Weekly T-Bill) is a conservative dividend growth fund managed by Roundhill. It focuses on generating income through strategic holdings. With $143.0M in assets under management, this fund has been operational since its inception.
Strategy: Focuses on quality dividend-paying companies with strong balance sheets and consistent payout histories.
In the head-to-head battle of NBIL vs WEEK, the choice depends on your specific goal. WEEK wins for Immediate Income with a 3.61% yield. However, WEEK is the better choice for Long-Term Growth due to superior total return performance.
Which fund is safer for retirement income? We analyze the yield sustainability and structural risk.
The Bottom Line Question: If you invest $100,000 today, how much cash will you actually receive each month? Here's the exact math:
NBIL
Annual Yield: 0.00%
$0/mo
($0/year)
Frequency: Monthly
WEEK
Annual Yield: 3.61%
$301/mo
($3,613/year)
Frequency: weekly
Income Gap: WEEK generates $3,613/year more than NBIL on the same $100k investment.
Over 20 years, that's $72,258 in additional cash flow (before reinvestment).
Context Matters: Higher income doesn't always mean better investment. Review the "Yield Trap" and "Total Return" sections above—you want income that's sustainable, not just headline-grabbing.
Historical data reveals how these funds behave during market stress. WEEK has delivered a superior Total Return of 3.57% over the past year.
What is an Expense Ratio? The annual fee charged by the fund, expressed as a percentage of assets. It's deducted daily from the fund's NAV, making it invisible to most investors—but it compounds over time.
WEEK (LOWER COST)
0.190%
Annual expense ratio
NBIL (HIGHER COST)
1.500%
Annual expense ratio
20-YEAR FEE IMPACT SIMULATION ($100,000 INITIAL INVESTMENT)
The Hidden Cost of "Just 1.31%": That seemingly small difference of 1.310% annually becomes $26,200 in lost wealth over 20 years. Factor in compound growth, and you're giving up ~$68,239 in potential portfolio value.
💡 Cost Efficiency Winner: WEEK is the clear winner for long-term buy-and-hold investors. Lower fees mean more capital compounds in YOUR account, not the fund manager's.
Every investor has a unique risk profile. Use our Portfolio Intelligence tool to see the impact of adding these ETFs to your holdings.