Two of the market's most popular income ETFs compared side-by-side. See which one fits your yield strategy.
What this means: Both RNTY and TSMY fall intoTier 4: Harvest. This suggests they share a similar risk profile and volatility expectation.
| Metric | RNTY | TSMY |
|---|---|---|
| Total Return (1Y) | 7.80% | 7.64% |
| NAV Change (1Y) | -4.05% | -0.25% |
| Max Drawdown | -8.34% | -30.07% |
| Beta | - | - |
* Returns include dividend reinvestment. Drawdown calculates peak-to-trough decline over trailing 12 months.
RNTY (YieldMax Target 12 Real Estate Option Income ETF) is a options-based income fund managed by YieldMax. It focuses on generating income through strategic holdings. With $3.7M in assets under management, this fund has been operational since its inception.
Strategy: Generates enhanced income through covered call options on equity holdings, trading upside potential for premium income.
TSMY (YieldMax TSLA -1x Short Option Income) is a options-based income fund managed by YieldMax. It focuses on generating income through strategic holdings. With $64.5M in assets under management, this fund has been operational since its inception.
Strategy: Generates enhanced income through covered call options on equity holdings, trading upside potential for premium income.
In the head-to-head battle of RNTY vs TSMY, the choice depends on your specific goal. RNTY wins for Immediate Income with a 11.85% yield. However, RNTY is the better choice for Long-Term Growth due to superior total return performance.
Which fund is safer for retirement income? We analyze the yield sustainability and structural risk.
The Bottom Line Question: If you invest $100,000 today, how much cash will you actually receive each month? Here's the exact math:
RNTY
Annual Yield: 11.85%
$987/mo
($11,846/year)
Frequency: monthly
TSMY
Annual Yield: 7.89%
$658/mo
($7,895/year)
Frequency: weekly
Income Gap: RNTY generates $3,952/year more than TSMY on the same $100k investment.
Over 20 years, that's $79,035 in additional cash flow (before reinvestment).
Context Matters: Higher income doesn't always mean better investment. Review the "Yield Trap" and "Total Return" sections above—you want income that's sustainable, not just headline-grabbing.
Historical data reveals how these funds behave during market stress. RNTY has delivered a superior Total Return of 7.80% over the past year.
What is Max Drawdown? Max drawdown measures the largest peak-to-trough decline in portfolio value during a specific period. Unlike NAV change (which only looks at start vs. end), max drawdown captures the worst moment of pain an investor experienced.
Real-World Scenario: $100,000 Investment
RNTY (More Resilient)
Max Drawdown: -8.34%
-$8,340
Worst unrealized loss
TSMY (More Volatile)
Max Drawdown: -30.07%
-$30,070
Worst unrealized loss
Protection Value: RNTY saved investors $21,730 in drawdown severity on a $100k position.
Why This Matters More Than Total Return: During bear markets or corrections, investors with lower max drawdown are:
⚖️ Capital Preservation Winner: RNTY demonstrated superior downside protection, making it the better choice for retirees who cannot afford steep temporary losses.
Every investor has a unique risk profile. Use our Portfolio Intelligence tool to see the impact of adding these ETFs to your holdings.