Legal & Regulatory Disclaimer
Please read this document carefully before using the Platform.
No Registered Advice
DivAgent is a software company, not a financial services firm. We are not registered as an investment advisor or broker-dealer with the U.S. Securities and Exchange Commission (SEC) or any state or foreign regulatory authority.
Heuristics vs. Guarantees
The "Risk Spectrum" (Tier 1-5) classification is an opinionated mathematical heuristic. It is our internal scoring method based on structural characteristics of ETFs and stocks (e.g., covered call usage, leverage, NAV trends). A "Tier 3" rating is not a guarantee of safety, and a "Tier 5" rating is not a guarantee of failure.
Predictive Modeling Risks
Our dividend forecasts use historical payment frequencies and amounts to project future cash flow. Market volatility, corporate board decisions, and economic events can lead to dividend cuts, suspensions, or eliminations that our models cannot predict.
Third-Party Content
Our platform may link to or reference third-party data, analysis, or news. We do not endorse or assume responsibility for the accuracy of information provided by external sources.
AI-Generated Content
Portions of the content on this website, including but not limited to articles, summaries, financial analysis, and FAQs, may be generated using Artificial Intelligence (AI) and Large Language Models (LLMs). While we review this content for general quality, AI models can produce hallucinations, factual errors, or outdated information. We are not liable for any incorrect information provided by AI generation for any reason. Users should verify any specific data points or claims independently.
DivAgent is not a registered investment advisor, broker-dealer, or financial analyst. The content on divagent.ai and app.divagent.ai, including ticker audits, risk tiers, dividend forecasts, and "Monthly Expense Kill Lists," is provided for informational and educational purposes only.
Nothing on this platform constitutes a recommendation to buy, sell, or hold any security. Investing involves substantial risk, including the possible loss of principal. Past performance, including dividend history, is no guarantee of future results.
Data Accuracy & AI Usage: Dividend data is sourced from third-party providers (including Yahoo Finance). Additionally, portions of the content on this site, including articles, summaries, and analysis, may be generated by Artificial Intelligence (AI). While we strive for accuracy, DivAgent does not guarantee the timeliness, completeness, or correctness of any data or AI-generated content. Predictive forecasts are based on mathematical heuristics and should not be relied upon for financial planning.
Limitation of Liability: DivAgent shall not be held liable for any errors, omissions, or inaccuracies in the content, whether human-written or AI-generated, nor for any actions taken in reliance thereon.
By using this site, you acknowledge that you are solely responsible for your own investment decisions. Consult with a qualified financial professional before making any financial commitments.