The free newsletter gives you the headline. The Pro Letter gives you the working file: model portfolios, distribution forecasts, NAV tier-change alerts, and the monthly trade log.
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Risk-first framing. No yield-chasing hype. Cancel anytime.
Three benchmark portfolios (income, balanced, aggressive) with allocation changes called out as they happen, not after the fact.
Fresh distribution-rate projections for the top-15 YieldMax / Defiance / NEOS funds, with the math behind each number.
When an ETF's NAV trajectory crosses the risk-tier threshold, you hear about it the same day — not after the next distribution.
One substantive piece per week — ETF teardowns, strategy comparisons, sustainability scoring, sector rotations.
What I bought, sold, trimmed, or held — and the exact reasoning. Read it before you copy it.
Off-the-record notes the free letter can't carry: provider conversations, regulatory chatter, mid-cycle adjustments.
The free letter ships weekly with the cliff-notes version. The Pro Letter ships twice weekly with model portfolios, trade-log access, and distribution forecast tables — the working files behind the free coverage.
Yes — anytime, from your account page. Monthly subscribers stay active through the end of the period; annual subscribers get a prorated refund on request within 14 days.
No. The Pro Letter is research and commentary. Decisions, positions, and account-specific tax consequences are yours.
Rarely. The Pro Letter focuses on income ETFs (covered-call, dividend, BDC, REIT). Single-stock coverage appears only when it intersects with the ETF universe.