AGNC/ AGNC Investment Corp.
Comprehensive risk audit, payout history, and forward-looking dividend projections.
What This Page Shows
- Dividend yield and net yield after fees (167.77% vs 167.77%)
- Risk tier classification: Tier 4 Volatility Harvest
- TTM NAV change: 12.6%
- Income sustainability flags and payout history trends
DivAgent Audit Brief
AGNC is a Tier 4 Volatility Harvest asset yielding 167.77%. It utilizes an aggressive options strategy to generate income, resulting in high immediate yield but significant risk of NAV erosion. NAV stability remains within healthy ranges.
Provider
—
Sector
Real Estate
Asset Class
EQUITY
Expense Ratio
—
AUM
—
Inception
—
Distribution
monthly
NAV Change (1Y)
12.6%
Who Should Buy AGNC?
AGNC is best suited for Income Maximizers. The fund generates a 167.77% yield through collecting dividends from portfolio companies.
Aggressive income seekers who prioritize high current cash flow over capital appreciation.
You are building a 'forever portfolio' and cannot tolerate NAV (share price) decline.
Quick Audit
- TypeTraditional Equity
- ComplexityHigh
- Tax EfficiencyLow (Ordinary Income)
- VolatilityModerate (Lower Beta)
How AGNC fits in a portfolio
Volatility-harvest funds convert option premium into monthly distributions — at a price.
Tier 4 covers covered-call and option-income strategies (JEPI, JEPQ, SPYI, QQQI, GPIX). Distributions are durable but NAV is capped on the upside and exposed on the downside. The trade is income smoothness for limited capital appreciation.
Suggested allocation
2% – 10%
of an income-focused portfolio
Estimated 12-mo net: $12,904 to $19,459 (P10–P90 range)
How is this projected?
Income series uses your forecasted distribution rate. NAV drift band is the P10/P50/P90 of historical monthly returns by risk tier. For Tier 5 holdings, the P10 path can show meaningful NAV erosion — this is the educational point, not a bug.
Comparing stated yield to actual total return performance
Yield ≠ Returns
This high-yield fund is experiencing significant NAV erosion. While the stated yield is 167.8%, your actual return is only 28.3% due to principal decline.
High-Yield Strategy Note: Tier 4 funds use aggressive income strategies. Always evaluate total return alongside yield to understand true performance.
Liquidity Warning: Very High Risk
AGNC has very high liquidity risk. You may experience wide bid-ask spreads and significant slippage when entering or exiting positions. Consider using limit orders and avoid market orders for large positions.
Institutional Data Locked
Advanced liquidity metrics for Tier 4 assets are available to Premium members.
Unlock MetricsDivAgent Analyst Verdict
“AGNC is currently serving as a high-yield accelerator. Investors should be aware that real estate investment trust. required to distribute 90% of taxable income. income backed by rent and property cash flows.”
Risk Profile Audit
Classified as high risk to principal. Significant NAV erosion is possible during volatile markets. Suitable only for income-focused satellite positions.
Price Chart
Live DataCalculate Your Returns
Estimate income for AGNC
~97.09 shares at $10.30
Estimates use the latest forecasted distribution and are not guarantees.
Track AGNC in DivAgentVerified Payout History
Last 5 of 20 Payments| Ex-Dividend Date | Amount | Frequency | Status |
|---|---|---|---|
| Apr 30, 2026 | $0.1200 | Monthly | PAID |
| Mar 31, 2026 | $0.1200 | Monthly | PAID |
| Feb 27, 2026 | $0.1200 | Monthly | PAID |
| Jan 30, 2026 | $0.1200 | Monthly | PAID |
| Dec 31, 2025 | $0.1200 | Monthly | PAID |
+15 more dividends hidden | |||
15 more dividends available
Upgrade to Premium to see up to 10 historical dividends, or Pro for unlimited access.
Compare AGNC Alternatives
See All ComparisonsAGNC FAQ
Common questions about AGNC dividends, safety, and performance
Institutional Analysis Context
This FAQ section provides institutional-grade analysis of AGNC. DivAgent evaluates dividend ETFs using a proprietary 5-Tier Risk Spectrum that measures income sustainability, NAV erosion risk, and distribution source quality. Data is updated daily from market sources.
DivAgent Data Methodology
Risk Tier Classification
Our 5-Tier Risk Spectrum is not an editorial opinion. It is a quantitative scoring model derived from 36-month volatility, max drawdown depth, and option skew (for derivative funds). A "Tier 1" rating implies volatility comparable to short-term treasuries, while "Tier 5" indicates localized volatility exceeding the S&P 500.
NAV Erosion Calculation
We calculate "Erosion" by stripping out distribution payments to isolate the price performance of the underlying collateral. If a fund's share price drops by more than its distribution yield over a rolling 12-month period, it is flagged as eroding capital. This protects investors from "Yield Traps" that return their own principal as taxable income.
Yield vs. Income
DivAgent distinguishes between "SEC Yield" (standardized) and "Distribution Rate" (cash-on-cash). For option-income ETFs (e.g., Covered Calls), we prioritize the Trailing 12-Month (TTM) distribution rate as a more accurate reflection of realized income, while flagging that future payouts fluctuate with implied volatility.
Performance Benchmarking
All "Total Return" metrics differ from price return. We assume immediate reinvestment of all dividends (DRIP) on the pay date, with no tax friction. This "Net Total Return" metric allows for a true apples-to-apples comparison between high-yield/flat-price funds and low-yield/high-growth funds.