Question 1

Is HIMY a good investment in 2026?

Accepted Answer

HIMY is rated Tier 4 (Volatility Harvest) on DivAgent's Risk Spectrum. With a current yield of 116.41% and stable NAV performance, it is best suited for aggressive income seekers who prioritize current cash flow over capital appreciation and understand the risks of NAV erosion. Note: High-yield strategies often trade principal for income—always evaluate total return, not just yield.

Question 2

Is the HIMY dividend safe and sustainable?

Accepted Answer

Dividend safety depends on the distribution source. As a Tier 4 asset, HIMY has a higher probability of NAV erosion because income often exceeds underlying earnings. The NAV trend appears stable, supporting income sustainability. Review the payout history table above to evaluate consistency.

Question 3

How often does HIMY pay dividends?

Accepted Answer

HIMY pays distributions on a weekly basis. Weekly distributions provide the most frequent income stream, though this cadence is rare and typically seen in high-yield derivative strategies. Based on our analysis, HIMY has made 20 distributions in our tracked history. The most recent payout was $0.0727 per share with ex-date 2026-01-21.

Question 4

HIMY vs NLSI: Which is better?

Accepted Answer

HIMY yields 116.41% with Tier 4 risk, while NLSI yields 1.95% at Tier 4.  For a comprehensive side-by-side analysis including total return, risk metrics, and fee comparison, use our comparison tool.

Question 5

What is HIMY's expense ratio and is it worth the fee?

Accepted Answer

HIMY has an expense ratio of 1.51%. This is higher than passive index funds (typically 0.03-0.10%) but reflects the active management required for options-based income strategies. After fees, the net yield is 114.90%. Over 20 years on a $100,000 investment, you'd pay approximately $30,200 in total fees. Whether this is "worth it" depends on whether the fund's income strategy outperforms simpler alternatives on a total return basis.

Question 6

What is the risk of investing in HIMY?

Accepted Answer

HIMY carries elevated risk based on our 5-Tier classification. Key risks include: (1) NAV erosion from options strategies that cap upside, (2) Counterparty risk from derivative instruments, (3) Volatility drag in choppy markets.

Question 7

Should I buy HIMY for retirement income?

Accepted Answer

HIMY requires caution for retirement portfolios. As a Tier 4 asset, it prioritizes current income over capital preservation, which can erode your principal over time. If including in a retirement portfolio, limit allocation to 5-10% and consider it a "yield booster" rather than a core holding. Never rely on high-yield funds as your primary retirement income source.

Question 8

When is HIMY's next ex-dividend date?

Accepted Answer

Based on our analysis, HIMY's next ex-dividend date is forecasted to be February 4, 2026 with 75% confidence. The forecasted distribution amount is $0.1050 per share. Note: Ex-dividend dates can shift, so verify with your broker before trading around this date.

Ex-Dividend Date	Amount	Frequency	Status
Jan 21, 2026	$0.0727	Weekly	PAID
Jan 14, 2026	$0.0725	Weekly	PAID
Jan 07, 2026	$0.1045	Weekly	PAID
Dec 31, 2025	$0.1087	Weekly	PAID
Dec 24, 2025	$0.1337	Weekly	PAID
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HIMY/ Defiance High Income Option Strategy

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DivAgent Audit Brief

Who Should Buy HIMY?

Quick Audit

Liquidity Warning: Very High Risk

Institutional Data Locked

DivAgent Analyst Verdict

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Verified Payout History

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HIMY FAQ

DivAgent Data Methodology

Risk Tier Classification

NAV Erosion Calculation

Yield vs. Income

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