XLE/ State Street Energy Select Sector SPDR ETF
Comprehensive risk audit, payout history, and forward-looking dividend projections.
What This Page Shows
- Dividend yield and net yield after fees (2.77% vs 2.77%)
- Risk tier classification: Tier 2 Yield Plus
- TTM NAV change: 15.8%
- Income sustainability flags and payout history trends
DivAgent Audit Brief
XLE is a Tier 2 Yield Plus asset yielding 2.77%. It focuses on capital preservation and dividend growth, suitable for long-term compounding. NAV stability remains within healthy ranges.
Provider
SPDR
Sector
—
Asset Class
—
Expense Ratio
—
AUM
$32.99B
Inception
—
Distribution
quarterly
NAV Change (1Y)
15.8%
Who Should Buy XLE?
XLE is best suited for Compounders. The fund generates a 2.77% yield through collecting dividends from portfolio companies.
Conservative income investors seeking capital preservation and steady dividend growth.
You need double-digit yields immediately and are not concerned with capital erosion.
Quick Audit
- TypeTraditional Equity
- ComplexityLow
- Tax EfficiencyHigh (Qualified)
- VolatilityMarket Correlation
Comparing stated yield to actual total return performance
DivAgent Analyst Verdict
“XLE is currently serving as a foundational income anchor. Investors should be aware that xle focuses on equities selected primarily for high current yield rather than growth potential. as a tier 2 yield plus fund, it offers n/a yields by holding mature, slower-growth companies that distribute most earnings as dividends. high dividend strategies typically overweight sectors like utilities, telecommunications, and consumer staples—businesses with stable cash flows but limited expansion opportunities. xle sacrifices capital appreciation for current income, making it more suitable for retirees drawing monthly/quarterly cash than accumulators seeking long-term growth. dividend safety depends on payout ratios and free cash flow coverage. xle has delivered +0.2% total return (n/a income with +0.2% price movement). distributions are periodic and typically eligible for qualified dividend treatment. high dividend funds are appropriate for conservative income portfolios but should be balanced with growth exposure to avoid overconcentration in mature, low-growth sectors.”
Risk Profile Audit
High stability. Considered a core holding for capital preservation and compounding income over decades.
Price Chart
Live DataCalculate Your Returns
Estimate income for XLE
~19.15 shares at $52.23
Estimates use the latest forecasted distribution and are not guarantees.
Track XLE in DivAgentVerified Payout History
Last 5 of 20 Payments| Ex-Dividend Date | Amount | Frequency | Status |
|---|---|---|---|
| Dec 22, 2025 | $0.3730 | Quarterly | PAID |
| Sep 22, 2025 | $0.3745 | Quarterly | PAID |
| Jun 23, 2025 | $0.3590 | Quarterly | PAID |
| Mar 24, 2025 | $0.3580 | Quarterly | PAID |
| Dec 23, 2024 | $0.3500 | Quarterly | PAID |
+15 more dividends hidden | |||
15 more dividends available
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Compare XLE Alternatives
See All ComparisonsXLE FAQ
Common questions about XLE dividends, safety, and performance
Institutional Analysis Context
This FAQ section provides institutional-grade analysis of XLE. DivAgent evaluates dividend ETFs using a proprietary 5-Tier Risk Spectrum that measures income sustainability, NAV erosion risk, and distribution source quality. Data is updated daily from market sources.
DivAgent Data Methodology
Risk Tier Classification
Our 5-Tier Risk Spectrum is not an editorial opinion. It is a quantitative scoring model derived from 36-month volatility, max drawdown depth, and option skew (for derivative funds). A "Tier 1" rating implies volatility comparable to short-term treasuries, while "Tier 5" indicates localized volatility exceeding the S&P 500.
NAV Erosion Calculation
We calculate "Erosion" by stripping out distribution payments to isolate the price performance of the underlying collateral. If a fund's share price drops by more than its distribution yield over a rolling 12-month period, it is flagged as eroding capital. This protects investors from "Yield Traps" that return their own principal as taxable income.
Yield vs. Income
DivAgent distinguishes between "SEC Yield" (standardized) and "Distribution Rate" (cash-on-cash). For option-income ETFs (e.g., Covered Calls), we prioritize the Trailing 12-Month (TTM) distribution rate as a more accurate reflection of realized income, while flagging that future payouts fluctuate with implied volatility.
Performance Benchmarking
All "Total Return" metrics differ from price return. We assume immediate reinvestment of all dividends (DRIP) on the pay date, with no tax friction. This "Net Total Return" metric allows for a true apples-to-apples comparison between high-yield/flat-price funds and low-yield/high-growth funds.