Income Analysis Tools

Institutional-grade calculators to quantify risk, erosion, and true yield.

Why Use Institutional-Grade Tools?

Most free dividend calculators make a fatal assumption: Share Price remains constant.In reality, high-yield assets often suffer from NAV erosion, meaning a 12% yield might result in a -5% total return.

DivAgent's Portfolio Intelligence Hub is built differently. We model the interplay between distribution rate and price decay, giving you a "Real Return" forecast that strips away the illusion of yield.

Our Tax Drag Models (coming to the Pro tier) also account for the difference between Qualified Dividends (max 20% tax) and Ordinary Income (max 37% tax). For a retiree with $500k in Covered Call ETFs, this distinction can mean the difference between a comfortable retirement and a tax bill that eats up 3 years of compounding.

Use these tools to audit before you invest.