Audit Your Dividend Risk Instantly.
Don't fly blind. Get institutional-grade risk ratings, NAV erosion checks, and income forecasts for any ETF or Stock.
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The Complete Income Ecosystem
Stop switching between 10 different tabs. DivAgent unifies research, risk analysis, and portfolio tracking in one platform.
Avoid Yield Traps with
Deep-Dive Research
High yield often means high risk. Our ETF Strategy Audits dissect complex funds like JEPI, SPYI, and QQQI to show you exactly how the yield is generated—and if it's sustainable.
- Option Strategy Breakdown (Calls vs Puts)
- Tax Efficiency & ROC Analysis
- Nav Erosion Warning System
Is SCHD Still The King of Dividend Growth in 2026?
The Schwab US Dividend Equity ETF has been the standard-bearer for retail investors for over a decade. But with interest rates shifting and the tech sector rotating, does its strict screening methodology still hold up?
Key Takeaways
- ✓Yield on cost remains superior to peers (VIG, DGRO).
- ✓New reconstitution added 15% energy exposure.
- !Underweight in AI/Tech sector growth.
Track Your Dividends. See Your Future Income.
Import your holdings, get income projections, and monitor risk across your entire portfolio. No credit card required to get started.
$847
Monthly Income
12.4%
Avg Yield
23
Holdings
Trending Portfolios
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Income Intelligence Data
We translate complex derivative strategies into clear, actionable risk classifications. Our platform processes millions of data points—from option skew to historical drawdowns—to provide a single, standardized "Risk Tier" for every efficient income asset. Stop guessing about yield sustainability and start auditing your portfolio with institutional rigor.
Risk Spectrum
Our proprietary 5-Tier classification system defines assets based on structural stability and volatility profile.
NAV Erosion
A critical audit of price stability. We measure if a fund is depleting principal to pay its headline yield.
Yield Reality
Total return analysis that calculates Net Performance after accounting for fees, taxes, and price changes.
Snowball Engine
Predictive models for Income Projections factoring in DRIP, growth rates, and contribution schedules.
Frequently Asked Questions
Expert insights on dividend auditing and income strategy.
What is the DivAgent Dividend Risk Spectrum?
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Trusted by Income Investors
Join thousands of dividend investors who have transformed their approach to sustainable income.
DivAgent completely changed how I view income investing. The Risk Spectrum helped me realize I was overexposed to high-risk yield traps. Now my portfolio generates sustainable income without the anxiety.
Michael R.
Early Retiree
DivAgent completely changed how I view income investing. The Risk Spectrum helped me realize I was overexposed to high-risk yield traps. Now my portfolio generates sustainable income without the anxiety.
Michael R.
Early Retiree
I was chasing 50%+ yields from YieldMax ETFs without understanding NAV erosion. The audits here saved me from a painful lesson. Now I balance Tier 4-5 with a solid Tier 2 foundation.
Sarah K.
Software Engineer
Finally, an income investing resource that doesn't just hype high yields. The dividend forecasts are surprisingly accurate, and the portfolio tracker is exactly what I needed.
David L.
Financial Analyst
The covered call ETF comparisons alone are worth the subscription. I've optimized my income portfolio and increased my monthly dividends by 40% while actually reducing risk.
Jennifer T.
Retail Investor
As a FIRE enthusiast, I needed reliable income data I could trust. DivAgent's institutional-grade audits give me confidence in my 4% withdrawal replacement strategy.
Robert M.
FIRE Blogger
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