Financial Freedom is overwhelming. "I need $2 Million" is a goal that makes you want to quit before you start.
Instead, we gamify it. The Rule: An expense is "killed" when your monthly reliable dividend income exceeds the bill cost by 10% (buffer for tax/fluctuation).
Level 1
Netflix Standard
Monthly Cost
$15.49
Weapon of Choice
SPYI (12%)
Capital Required
$1,650
Level 5
Toyota Camry Lease
Monthly Cost
$450.00
Weapon of Choice
50/50 SPYI/JEPI
Capital Required
$54,000
Premium
Level 10
Rent / Mortgage
Monthly Cost
$2,500.00
Weapon of Choice
Core Fortress
Capital Required
$250,000
Unlock the Full Kill List
Get the precise calculations for all 10 expense levels, plus the "Core Fortress" allocation strategy.