The Cost of Spending
Every dollar you spend today costs you $2 in future portfolio value. See the math.
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The Power of DRIP
Spending vs. Reinvesting over 10 Years
Spend The Income
$10,000
Portfolio Value (Flat)
Reinvest Everything
$21,589
Portfolio Value (+116%)
Year 0: $10,000
Year 1: $10,800
Year 2: $11,664
Year 3: $12,597
Year 4: $13,605
Year 5: $14,693
Year 6: $15,869
Year 7: $17,138
Year 8: $18,509
Year 9: $19,990
Year 10: $21,589
Year 0Year 5Year 10
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Year 1 Income$800
Year 1 Tax (22%)$176
Net Reinvested$624
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About Our Analysis Standards
Data Verification
This article was last audited by our Research Team on 2026-01-10. We cross-reference all yield data with official prospectus filings and FactSet. Unlike automated screeners, we manually verify "Return of Capital" classifications to ensure your tax-efficiency data is accurate.
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DivAgent does not accept payment from ETF issuers, fund managers, or public companies to feature their products. Our Risk Tier Ratings (Tier 1 to Tier 5) are mathematically derived from volatility and drawdown metrics, not editorial opinion.
*Disclaimer: This content is for educational purposes only. Dividend yields are backward-looking and heavily influenced by share price movement. Past performance of a covered call strategy does not guarantee future results. Always consult a generic financial advisor before making portfolio decisions.