All-Weather Conservative vs Balanced Blend 104

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Feb 2023.

Judge on

Window

All-Weather Conservative

Low riskLow reward

4.6%

yield · $38/mo per $10k

WinnerBalanced Blend 104

Medium riskLow reward

3.8%

yield · $32/mo per $10k

Balanced Blend 104 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

All-Weather ConservativeBalanced Blend 104Distributions reinvested · hypothetical, fixed weights

Total Return0–2

27.5%

Total Ret.

29.4%

7.6%

CAGR

8.1%

Income3–0

4.6%

Yield

3.8%

$38

Income

$32

0.59

Steadiness

0.96

Principal / NAVeven

7.9%

NAV

11.5%

-9.1%

Max DD

-11.9%

Risk4–0

11.0

Risk-Adj.

5.1

1.24

Sortino

1.08

8.3%

Volatility

11.7%

1.4

Safety

2.5

Holdings overlap

0% overlap

All-Weather Conservative only

SGOV 20%SCHD 20%BIL 15%HDV 15%XLU 15%VYMI 15%

Shared

No shared holdings

Balanced Blend 104 only

BKLN 13%CGCP 13%DHS 13%DIV 13%BBRE 13%REZ 13%RWR 13%SCHH 13%

The risk-first read

All-Weather Conservative wins the risk-adjusted call: 27.5% total return at a meaningfully lower risk tier (1.4 vs 2.5). You're paid more per unit of risk — and Balanced Blend 104's extra tier exposure isn't buying enough return to justify it.

Get one battle like this in your inbox every week

The Dividend Brief — free, risk-first, 2-min read.

Run your own matchups

Filter 30 portfolios by risk and reward and let the data crown a champion.

Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Feb 2023 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.