All-Weather Conservative vs Cash Flow King 245

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

All-Weather Conservative

Low riskLow reward

4.6%

yield · $38/mo per $10k

WinnerCash Flow King 245

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

Cash Flow King 245 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

All-Weather ConservativeCash Flow King 245Distributions reinvested · hypothetical, fixed weights

Total Return0–2

10.3%

Total Ret.

20.9%

6.3%

CAGR

12.6%

Income1–2

4.6%

Yield

7.3%

$38

Income

$61

0.52

Steadiness

1.31

Principal / NAV0–2

-0.4%

NAV

5.1%

-9.1%

Max DD

-8.9%

Riskeven

11.0

Risk-Adj.

4.0

0.88

Sortino

2.02

9.3%

Volatility

8.9%

1.4

Safety

2.4

Holdings overlap

10% overlap

All-Weather Conservative only

SGOV 20%SCHD 20%HDV 15%XLU 15%VYMI 15%

Shared

BIL 15%

Cash Flow King 245 only

XPAY 10%QDVO 8%VRP 8%AMRFX 8%ANCFX 8%CAIBX 8%DIVO 8%BIZD 7%PCOFX 7%FPE 7%AMLP 7%DHS 7%

The risk-first read

All-Weather Conservative wins the risk-adjusted call: 10.3% total return at a meaningfully lower risk tier (1.4 vs 2.4). You're paid more per unit of risk — and Cash Flow King 245's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.