Battle Arena

Barista FIRE Income vs Capital Preservation Plus

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2024.

Judge on
Window
WinnerBarista FIRE Income
High riskMedium reward

10.6%

yield · $88/mo per $10k

Capital Preservation Plus
Low riskMedium reward

6.8%

yield · $57/mo per $10k

Barista FIRE Income wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeCapital Preservation PlusDistributions reinvested · hypothetical, fixed weights
Total Return2–0
42.6%
Total Ret.
-0.8%
16.3%
CAGR
-0.3%
Income3–0
10.6%
Yield
6.8%
$88
Income
$57
0.38
Steadiness
0.42
Principal / NAV2–0
12.9%
NAV
-20.3%
-14.5%
Max DD
-21.9%
Riskeven
4.7
Risk-Adj.
14.5
1.94
Sortino
0.06
11.8%
Volatility
14.8%
3.6
Safety
1.2

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Capital Preservation Plus only

HDV 40%BIL 35%SCHD 12%VYM 8%NOBL 5%

The risk-first read

Capital Preservation Plus wins the risk-adjusted call: -0.8% total return at a meaningfully lower risk tier (1.2 vs 3.6). You're paid more per unit of risk — and Barista FIRE Income's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.