Barista FIRE Income vs Cash Flow King 245

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

WinnerBarista FIRE Income

High riskMedium reward

10.6%

yield · $88/mo per $10k

Cash Flow King 245

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

Barista FIRE Income wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeCash Flow King 245Distributions reinvested · hypothetical, fixed weights

Total Return2–0

28.2%

Total Ret.

20.9%

16.8%

CAGR

12.6%

Income3–0

10.6%

Yield

7.3%

$88

Income

$61

0.34

Steadiness

1.31

Principal / NAVeven

8.9%

NAV

5.1%

-14.5%

Max DD

-8.9%

Risk1–3

4.7

Risk-Adj.

4.0

1.86

Sortino

2.02

12.7%

Volatility

8.9%

3.6

Safety

2.4

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Cash Flow King 245 only

XPAY 10%BIL 10%QDVO 8%VRP 8%AMRFX 8%ANCFX 8%CAIBX 8%DIVO 8%BIZD 7%PCOFX 7%FPE 7%AMLP 7%DHS 7%

The risk-first read

Barista FIRE Income takes it on risk-adjusted return (4.7 vs 4.0), winning 7 of the 11 head-to-head stats. Cash Flow King 245's one edge is a lower 2.4 risk tier — worth it only if that's specifically what you're after.

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Run your own matchups

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.