Barista FIRE Income vs Compounding Machine 831

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Aug 2024.

Judge on

Window

WinnerBarista FIRE Income

High riskMedium reward

10.7%

yield · $89/mo per $10k

Compounding Machine 831

Medium riskLow reward

5.3%

yield · $44/mo per $10k

Barista FIRE Income wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeCompounding Machine 831Distributions reinvested · hypothetical, fixed weights

Total Return2–0

30.2%

Total Ret.

21.1%

15.9%

CAGR

11.3%

Income3–0

10.7%

Yield

5.3%

$89

Income

$44

0.35

Steadiness

0.72

Principal / NAV0–2

8.2%

NAV

8.3%

-14.5%

Max DD

-5.4%

Risk0–4

4.6

Risk-Adj.

4.9

1.78

Sortino

2.30

12.7%

Volatility

6.8%

3.6

Safety

2.1

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Compounding Machine 831 only

AMRFX 10%AMLP 8%BKLN 8%CGCP 8%DHS 8%DIV 8%DWX 8%QDVO 8%SDIV 8%VRP 8%BIL 8%SGOV 8%

The risk-first read

Compounding Machine 831 wins the risk-adjusted call: 21.1% total return at a meaningfully lower risk tier (2.1 vs 3.6). You're paid more per unit of risk — and Barista FIRE Income's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Aug 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.