Barista FIRE Income vs Growth Focused 703

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

Barista FIRE Income

High riskMedium reward

10.6%

yield · $88/mo per $10k

WinnerGrowth Focused 703

Medium riskHigh reward

13.0%

yield · $109/mo per $10k

Growth Focused 703 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeGrowth Focused 703Distributions reinvested · hypothetical, fixed weights

Total Return0–2

28.2%

Total Ret.

39.2%

16.8%

CAGR

23.0%

Income1–2

10.6%

Yield

13.0%

$88

Income

$109

0.34

Steadiness

2.16

Principal / NAVeven

8.9%

NAV

8.0%

-14.5%

Max DD

-11.8%

Risk0–4

4.7

Risk-Adj.

8.3

1.86

Sortino

2.71

12.7%

Volatility

12.6%

3.6

Safety

2.3

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Growth Focused 703 only

ANCFX 20%CAIBX 20%XPAY 15%GOOY 15%AMECX 15%AMEFX 15%

The risk-first read

Growth Focused 703 wins the risk-adjusted call: 39.2% total return at a meaningfully lower risk tier (2.3 vs 3.6). You're paid more per unit of risk — and Barista FIRE Income's extra tier exposure isn't buying enough return to justify it.

Get one battle like this in your inbox every week

The Dividend Brief — free, risk-first, 2-min read.

Run your own matchups

Filter 30 portfolios by risk and reward and let the data crown a champion.

Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.