Battle Arena

Barista FIRE Income vs Quality Yield 813

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2024.

Judge on
Window
Barista FIRE Income
High riskMedium reward

10.6%

yield · $88/mo per $10k

WinnerQuality Yield 813
Medium riskLow reward

4.8%

yield · $40/mo per $10k

Quality Yield 813 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeQuality Yield 813Distributions reinvested · hypothetical, fixed weights
Total Return0–2
42.6%
Total Ret.
47.8%
16.3%
CAGR
18.1%
Income3–0
10.6%
Yield
4.8%
$88
Income
$40
0.38
Steadiness
1.10
Principal / NAV0–2
12.9%
NAV
29.1%
-14.5%
Max DD
-12.5%
Riskeven
4.7
Risk-Adj.
10.5
1.94
Sortino
1.67
11.8%
Volatility
15.5%
3.6
Safety
2.3

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Quality Yield 813 only

ING 16%DEO 15%NVS 15%VALE 15%UBS 15%FPE 12%AMLP 11%

The risk-first read

Quality Yield 813 wins. Barista FIRE Income dangles a bigger 10.6% headline yield, but after NAV erosion its total return (42.6%) trails Quality Yield 813's 47.8% — and at a higher risk tier (3.6 vs 2.3). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.