Battle Arena

Barista FIRE Income vs Risk Seeker 418

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on
Window
Barista FIRE Income
High riskMedium reward

10.6%

yield · $88/mo per $10k

WinnerRisk Seeker 418
Medium riskHigh reward

13.5%

yield · $112/mo per $10k

Risk Seeker 418 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeRisk Seeker 418Distributions reinvested · hypothetical, fixed weights
Total Return0–2
28.2%
Total Ret.
37.9%
16.8%
CAGR
22.3%
Income1–2
10.6%
Yield
13.5%
$88
Income
$112
0.34
Steadiness
1.95
Principal / NAVeven
8.9%
NAV
7.7%
-14.5%
Max DD
-11.6%
Risk0–4
4.7
Risk-Adj.
7.6
1.86
Sortino
2.72
12.7%
Volatility
12.3%
3.6
Safety
2.6

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Risk Seeker 418 only

XPAY 15%GOOY 15%AMECX 15%AMEFX 15%ANCFX 13%CAIBX 13%DIVO 13%

The risk-first read

Risk Seeker 418 wins the risk-adjusted call: 37.9% total return at a meaningfully lower risk tier (2.6 vs 3.6). You're paid more per unit of risk — and Barista FIRE Income's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.