Barista FIRE Income vs Safe High Income 755

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2025.

Judge on

Window

Barista FIRE Income

High riskMedium reward

10.7%

yield · $89/mo per $10k

WinnerSafe High Income 755

Low riskLow reward

4.2%

yield · $35/mo per $10k

Safe High Income 755 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeSafe High Income 755Distributions reinvested · hypothetical, fixed weights

Total Return0–2

15.0%

Total Ret.

36.0%

23.9%

CAGR

60.1%

Income3–0

10.7%

Yield

4.2%

$89

Income

$35

0.26

Steadiness

0.83

Principal / NAVeven

7.6%

NAV

31.9%

-5.3%

Max DD

-8.2%

Riskeven

4.6

Risk-Adj.

7.9

5.09

Sortino

4.42

9.5%

Volatility

21.8%

3.6

Safety

2.0

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Safe High Income 755 only

SGOV 15%BIL 14%NBIL 11%ING 8%DEO 8%NVS 8%VALE 8%UBS 8%MPW 8%PFE 8%AMLP 6%

The risk-first read

Safe High Income 755 wins. Barista FIRE Income dangles a bigger 10.7% headline yield, but after NAV erosion its total return (15.0%) trails Safe High Income 755's 36.0% — and at a higher risk tier (3.6 vs 2.0). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2025 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.