Battle Arena

Barista FIRE Income vs Sharpe Maximizer

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2024.

Judge on
Window
WinnerBarista FIRE Income
High riskMedium reward

10.6%

yield · $88/mo per $10k

Sharpe Maximizer
Low riskLow reward

3.8%

yield · $31/mo per $10k

Barista FIRE Income wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Barista FIRE IncomeSharpe MaximizerDistributions reinvested · hypothetical, fixed weights
Total Return2–0
42.6%
Total Ret.
29.5%
16.3%
CAGR
11.6%
Income3–0
10.6%
Yield
3.8%
$88
Income
$31
0.38
Steadiness
0.59
Principal / NAV0–2
12.9%
NAV
16.8%
-14.5%
Max DD
-11.9%
Riskeven
4.7
Risk-Adj.
11.3
1.94
Sortino
1.31
11.8%
Volatility
12.2%
3.6
Safety
1.9

Holdings overlap

0% overlap

Barista FIRE Income only

JEPQ 25%SPYI 20%QQQI 20%ARCC 15%EPD 10%STAG 10%

Shared

No shared holdings

Sharpe Maximizer only

SCHD 35%VIG 30%DGRO 20%HDV 15%

The risk-first read

Sharpe Maximizer wins the risk-adjusted call: 29.5% total return at a meaningfully lower risk tier (1.9 vs 3.6). You're paid more per unit of risk — and Barista FIRE Income's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.