Capital Preservation Plus vs Diversified Income 120

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

Capital Preservation Plus

Low riskMedium reward

6.8%

yield · $57/mo per $10k

WinnerDiversified Income 120

Medium riskMedium reward

6.7%

yield · $56/mo per $10k

Diversified Income 120 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Capital Preservation PlusDiversified Income 120Distributions reinvested · hypothetical, fixed weights

Total Return0–2

-9.6%

Total Ret.

22.3%

-6.1%

CAGR

13.4%

Income3–0

6.8%

Yield

6.7%

$57

Income

$56

0.46

Steadiness

1.28

Principal / NAV0–2

-25.9%

NAV

6.6%

-21.9%

Max DD

-8.3%

Riskeven

14.5

Risk-Adj.

4.5

-0.28

Sortino

2.48

17.4%

Volatility

7.9%

1.2

Safety

2.2

Holdings overlap

15% overlap

Capital Preservation Plus only

HDV 40%SCHD 12%VYM 8%NOBL 5%

Shared

BIL 35%

Diversified Income 120 only

QDVO 13%VRP 12%FPE 10%AMLP 10%AMRFX 10%ANCFX 10%XPAY 10%BKLN 10%

The risk-first read

Capital Preservation Plus wins the risk-adjusted call: -9.6% total return at a meaningfully lower risk tier (1.2 vs 2.2). You're paid more per unit of risk — and Diversified Income 120's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.