Cash Flow King 245 vs Diversified Income 120

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

Cash Flow King 245

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

WinnerDiversified Income 120

Medium riskMedium reward

6.7%

yield · $56/mo per $10k

Diversified Income 120 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Cash Flow King 245Diversified Income 120Distributions reinvested · hypothetical, fixed weights

Total Return0–2

20.9%

Total Ret.

22.3%

12.6%

CAGR

13.4%

Income2–1

7.3%

Yield

6.7%

$61

Income

$56

1.31

Steadiness

1.28

Principal / NAV0–2

5.1%

NAV

6.6%

-8.9%

Max DD

-8.3%

Risk0–4

4.0

Risk-Adj.

4.5

2.02

Sortino

2.48

8.9%

Volatility

7.9%

2.4

Safety

2.2

Holdings overlap

64% overlap

Cash Flow King 245 only

CAIBX 8%DIVO 8%BIZD 7%PCOFX 7%DHS 7%

Shared

XPAY 10%BIL 10%QDVO 8%VRP 8%AMRFX 8%ANCFX 8%FPE 7%AMLP 7%

Diversified Income 120 only

BKLN 10%

The risk-first read

Diversified Income 120 wins. Cash Flow King 245 dangles a bigger 7.3% headline yield, but after NAV erosion its total return (20.9%) trails Diversified Income 120's 22.3% — and at a higher risk tier (2.4 vs 2.2). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.