Cash Flow King 245 vs Test Aaron

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

WinnerCash Flow King 245

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

Test Aaron

High riskMedium reward

7.7%

yield · $64/mo per $10k

Cash Flow King 245 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Cash Flow King 245Test AaronDistributions reinvested · hypothetical, fixed weights

Total Return2–0

20.9%

Total Ret.

19.3%

12.6%

CAGR

11.7%

Income0–3

7.3%

Yield

7.7%

$61

Income

$64

1.31

Steadiness

0.35

Principal / NAVeven

5.1%

NAV

5.7%

-8.9%

Max DD

-11.4%

Risk4–0

4.0

Risk-Adj.

4.0

2.02

Sortino

1.56

8.9%

Volatility

10.5%

2.4

Safety

3.6

Holdings overlap

0% overlap

Cash Flow King 245 only

XPAY 10%BIL 10%QDVO 8%VRP 8%AMRFX 8%ANCFX 8%CAIBX 8%DIVO 8%BIZD 7%PCOFX 7%FPE 7%AMLP 7%DHS 7%

Shared

No shared holdings

Test Aaron only

JEPI 40%QQQH 40%SCHD 20%

The risk-first read

Cash Flow King 245 wins. Test Aaron dangles a bigger 7.7% headline yield, but after NAV erosion its total return (19.3%) trails Cash Flow King 245's 20.9% — and at a higher risk tier (3.6 vs 2.4). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.