Compounding Machine 831 vs Monthly Payday 272

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

Compounding Machine 831

Medium riskLow reward

5.3%

yield · $44/mo per $10k

WinnerMonthly Payday 272

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

Monthly Payday 272 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Compounding Machine 831Monthly Payday 272Distributions reinvested · hypothetical, fixed weights

Total Return0–2

20.3%

Total Ret.

22.0%

12.3%

CAGR

13.2%

Income1–2

5.3%

Yield

7.3%

$44

Income

$61

0.73

Steadiness

1.62

Principal / NAV2–0

8.6%

NAV

5.5%

-5.4%

Max DD

-9.4%

Risk4–0

4.9

Risk-Adj.

3.9

2.42

Sortino

2.03

7.0%

Volatility

9.3%

2.1

Safety

2.3

Holdings overlap

42% overlap

Compounding Machine 831 only

BKLN 8%CGCP 8%DHS 8%DIV 8%DWX 8%SDIV 8%SGOV 8%

Shared

AMRFX 10%AMLP 8%QDVO 8%VRP 8%BIL 8%

Monthly Payday 272 only

FPE 10%ANCFX 10%CAIBX 10%XPAY 10%BIZD 10%

The risk-first read

Compounding Machine 831 takes it on risk-adjusted return (4.9 vs 3.9), winning 7 of the 11 head-to-head stats. Monthly Payday 272's one edge is a higher 7.3% yield — worth it only if that's specifically what you're after.

Get one battle like this in your inbox every week

The Dividend Brief — free, risk-first, 2-min read.

Run your own matchups

Filter 30 portfolios by risk and reward and let the data crown a champion.

Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.