Conservative Boost 978 vs Retirement Fortress

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2023.

Judge on

Window

Conservative Boost 978

Medium riskLow reward

5.2%

yield · $43/mo per $10k

WinnerRetirement Fortress

Low riskLow reward

2.4%

yield · $20/mo per $10k

Retirement Fortress wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Conservative Boost 978Retirement FortressDistributions reinvested · hypothetical, fixed weights

Total Return0–2

36.7%

Total Ret.

53.5%

9.7%

CAGR

13.6%

Income2–1

5.2%

Yield

2.4%

$43

Income

$20

0.71

Steadiness

0.51

Principal / NAVeven

11.9%

NAV

39.6%

-7.1%

Max DD

-12.5%

Riskeven

4.9

Risk-Adj.

10.5

1.90

Sortino

1.64

7.7%

Volatility

12.2%

2.1

Safety

1.9

Holdings overlap

0% overlap

Conservative Boost 978 only

FPE 15%AMLP 14%BKLN 14%CGCP 14%DHS 14%DIV 14%DWX 14%

Shared

No shared holdings

Retirement Fortress only

SCHD 30%VYM 25%DGRO 20%VIG 15%DVY 10%

The risk-first read

Retirement Fortress wins. Conservative Boost 978 dangles a bigger 5.2% headline yield, but after NAV erosion its total return (36.7%) trails Retirement Fortress's 53.5% — and at a higher risk tier (2.1 vs 1.9). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2023 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.