Diversified Income 402 vs Dividend Growth Foundation

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2024.

Judge on

Window

WinnerDiversified Income 402

High riskHigh reward

15.1%

yield · $126/mo per $10k

Dividend Growth Foundation

Low riskLow reward

2.0%

yield · $16/mo per $10k

Diversified Income 402 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Diversified Income 402Dividend Growth FoundationDistributions reinvested · hypothetical, fixed weights

Total Return2–0

73.3%

Total Ret.

42.6%

26.4%

CAGR

16.3%

Income2–1

15.1%

Yield

2.0%

$126

Income

$16

0.68

Steadiness

0.51

Principal / NAV0–2

22.3%

NAV

35.3%

-19.4%

Max DD

-13.0%

Risk1–3

5.7

Risk-Adj.

9.7

2.30

Sortino

1.92

17.4%

Volatility

12.1%

3.5

Safety

2.0

Holdings overlap

0% overlap

Diversified Income 402 only

BIZD 10%NVDL 10%TSLY 10%SRLN 10%GPIQ 8%QQQI 8%SPYI 8%JEPQ 8%QYLD 8%AMLP 8%FPE 8%BIL 5%

Shared

No shared holdings

Dividend Growth Foundation only

VIG 35%DGRO 30%SCHD 25%RDVY 10%

The risk-first read

Dividend Growth Foundation wins the risk-adjusted call: 42.6% total return at a meaningfully lower risk tier (2.0 vs 3.5). You're paid more per unit of risk — and Diversified Income 402's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.