Diversified Income 402 vs Quality Yield 688

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2025.

Judge on

Window

Diversified Income 402

High riskHigh reward

15.1%

yield · $126/mo per $10k

WinnerQuality Yield 688

Medium riskLow reward

4.1%

yield · $34/mo per $10k

Quality Yield 688 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Diversified Income 402Quality Yield 688Distributions reinvested · hypothetical, fixed weights

Total Return0–2

14.4%

Total Ret.

41.8%

22.8%

CAGR

70.5%

Income3–0

15.1%

Yield

4.1%

$126

Income

$34

0.78

Steadiness

1.17

Principal / NAVeven

4.5%

NAV

37.1%

-7.3%

Max DD

-8.4%

Risk1–3

5.7

Risk-Adj.

7.8

3.18

Sortino

5.84

12.2%

Volatility

20.6%

3.5

Safety

2.2

Holdings overlap

5% overlap

Diversified Income 402 only

BIZD 10%NVDL 10%TSLY 10%SRLN 10%GPIQ 8%QQQI 8%SPYI 8%JEPQ 8%QYLD 8%AMLP 8%FPE 8%

Shared

BIL 5%

Quality Yield 688 only

SGOV 15%ING 12%PFE 12%OHI 12%NWG 12%DOW 12%NBIL 11%

The risk-first read

Quality Yield 688 wins. Diversified Income 402 dangles a bigger 15.1% headline yield, but after NAV erosion its total return (14.4%) trails Quality Yield 688's 41.8% — and at a higher risk tier (3.5 vs 2.2). The classic yield trap.

Get one battle like this in your inbox every week

The Dividend Brief — free, risk-first, 2-min read.

Run your own matchups

Filter 30 portfolios by risk and reward and let the data crown a champion.

Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2025 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.