Diversified Income 402 vs Risk Seeker 418

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

Diversified Income 402

High riskHigh reward

15.1%

yield · $126/mo per $10k

WinnerRisk Seeker 418

Medium riskHigh reward

13.5%

yield · $112/mo per $10k

Risk Seeker 418 wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Diversified Income 402Risk Seeker 418Distributions reinvested · hypothetical, fixed weights

Total Return0–2

35.7%

Total Ret.

37.9%

21.1%

CAGR

22.3%

Income3–0

15.1%

Yield

13.5%

$126

Income

$112

0.70

Steadiness

1.95

Principal / NAV0–2

6.9%

NAV

7.7%

-19.4%

Max DD

-11.6%

Risk0–4

5.7

Risk-Adj.

7.6

1.91

Sortino

2.72

16.9%

Volatility

12.3%

3.5

Safety

2.6

Holdings overlap

0% overlap

Diversified Income 402 only

BIZD 10%NVDL 10%TSLY 10%SRLN 10%GPIQ 8%QQQI 8%SPYI 8%JEPQ 8%QYLD 8%AMLP 8%FPE 8%BIL 5%

Shared

No shared holdings

Risk Seeker 418 only

XPAY 15%GOOY 15%AMECX 15%AMEFX 15%ANCFX 13%CAIBX 13%DIVO 13%

The risk-first read

Risk Seeker 418 wins. Diversified Income 402 dangles a bigger 15.1% headline yield, but after NAV erosion its total return (35.7%) trails Risk Seeker 418's 37.9% — and at a higher risk tier (3.5 vs 2.6). The classic yield trap.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.