Dividend Growth Foundation vs Monthly Payday 272

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Oct 2024.

Judge on

Window

WinnerDividend Growth Foundation

Low riskLow reward

2.0%

yield · $16/mo per $10k

Monthly Payday 272

Medium riskMedium reward

7.3%

yield · $61/mo per $10k

Dividend Growth Foundation wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Dividend Growth FoundationMonthly Payday 272Distributions reinvested · hypothetical, fixed weights

Total Return2–0

25.3%

Total Ret.

22.0%

15.2%

CAGR

13.2%

Income1–2

2.0%

Yield

7.3%

$16

Income

$61

0.38

Steadiness

1.62

Principal / NAVeven

21.1%

NAV

5.5%

-13.0%

Max DD

-9.4%

Riskeven

9.7

Risk-Adj.

3.9

1.66

Sortino

2.03

13.1%

Volatility

9.3%

2.0

Safety

2.3

Holdings overlap

0% overlap

Dividend Growth Foundation only

VIG 35%DGRO 30%SCHD 25%RDVY 10%

Shared

No shared holdings

Monthly Payday 272 only

QDVO 10%FPE 10%BIL 10%AMRFX 10%ANCFX 10%CAIBX 10%XPAY 10%AMLP 10%VRP 10%BIZD 10%

The risk-first read

Dividend Growth Foundation wins. Monthly Payday 272 dangles a bigger 7.3% headline yield, but after NAV erosion its total return (22.0%) trails Dividend Growth Foundation's 25.3% — and at a higher risk tier (2.3 vs 2.0). The classic yield trap.

Get one battle like this in your inbox every week

The Dividend Brief — free, risk-first, 2-min read.

Run your own matchups

Filter 30 portfolios by risk and reward and let the data crown a champion.

Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Oct 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.