Battle Arena

Growth & Income Harmony vs Yield Maximizer

How $10,000 would have grown in each — compared across total return, income, NAV, and risk.

Compared over their common history since Jan 2024.

Judge on
Window
Growth & Income Harmony
Low riskLow reward

2.4%

yield · $20/mo per $10k

WinnerYield Maximizer
High riskMedium reward

10.1%

yield · $84/mo per $10k

Yield Maximizer wins on total return (2–0, full common history).

Growth of $10,000 (dividends reinvested)

Growth & Income HarmonyYield MaximizerDistributions reinvested · hypothetical, fixed weights
Total Return0–2
45.3%
Total Ret.
48.3%
17.3%
CAGR
18.3%
Income0–3
2.4%
Yield
10.1%
$20
Income
$84
0.94
Steadiness
0.59
Principal / NAV2–0
36.3%
NAV
17.8%
-11.7%
Max DD
-13.4%
Riskeven
8.0
Risk-Adj.
4.8
2.00
Sortino
2.32
12.2%
Volatility
11.2%
1.9
Safety
3.6

Holdings overlap

15% overlap

Growth & Income Harmony only

VIG 25%SCHD 25%DGRW 20%JPM 15%

Shared

O 15%

Yield Maximizer only

JEPQ 25%QQQI 20%SPYI 20%MAIN 10%EPD 10%

The risk-first read

Growth & Income Harmony wins the risk-adjusted call: 45.3% total return at a meaningfully lower risk tier (1.9 vs 3.6). You're paid more per unit of risk — and Yield Maximizer's extra tier exposure isn't buying enough return to justify it.

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Growth is a hypothetical, fixed-weight backtest with distributions reinvested at ex-date since Jan 2024 — no fees or taxes; past performance doesn't predict future results. How these numbers are computed. Not investment advice.