Dividend Risk Tier Calculator
Instantly evaluate the sustainability, safety, and risk profile of your favorite income ETFs and individual stocks.
Risk Spectrum Visualization
How we categorize asset sustainability
What is the Dividend Risk Tier Calculator?
The Dividend Risk Tier Calculator is a free institutional-grade auditing tool that scores income assets from Tier 1 (Safest) to Tier 5 (Speculative).
Unlike standard screeners that only show yield, our proprietary algorithm analyzes NAV Erosion (Net Asset Value decay), Distribution Coverage, and Option Strategy Risks to identify "yield traps" before they damage your portfolio.
Why use this? High yields often come with hidden risks. For example, a 50% yield on TSLY may result in a net loss if the share price drops by 60%. This tool reveals that hidden risk instantly.
JEPI
JPMorgan Equity Premium Income ETF
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- Aggregate Risk Tier Score
- Income Projection (Next 12 Months)
- Yield-on-Cost Tracking
How to Use the Calculator
Search
Enter any stock or ETF ticker to investigate its risk profile.
Review
Check the Tier (1-5) and key metrics like NAV erosion.
Compare
Find similar assets with better risk-adjusted yields.
Frequently Asked Questions
Is this data real-time?
Yes, risk tiers are recalculated daily based on closing prices and new filings.
What is NAV Erosion?
When a fund pays dividends from its own capital, causing share price to drop over time.
Does Tier 5 mean sell?
Not necessarily. It indicates high risk. Ensure it matches your risk appetite before holding.