If you want maximum headline income
→ QQQI
QQQI leads headline yield (~14.3%). Check the tape for total return and NAV path before sizing up.
Two income funds compared side-by-side using the available DivAgent snapshot. See which one fits your yield strategy.
8-second verdict · always free
If you want maximum headline income
→ QQQI
QQQI leads headline yield (~14.3%). Check the tape for total return and NAV path before sizing up.
If you want total return (paid + price)
→ JEPQ
JEPQ leads 1Y total return (~18.6%). Prefer this when you care about paid + price, not yield alone.
If you need sleep-at-night sizing
→ Neither alone
Both sit at Tier 4+ (elevated structural risk). Size inside a diversified sleeve with Tier 1–2 ballast.
Neither fund currently meets this page's high-yield and NAV-decline screen. That result does not establish distribution sustainability or composition; those require separate issuer evidence.
When the edge flips — yield, total return, or NAV path — we email the updated tape. Plus the free Yield Trap cheat sheet: what high-yield funds actually paid vs what their prices did.
Path A · Still deciding
Related battlesMore JEPQ and QQQI matchups in the same decision space — different trade-offs.
Path B · Picked a side
Full ticker auditsDeep-dive JEPQ or QQQI: distribution history, risk tier, peer set.
Audit QQQI →Path C · Want a system
Leaderboard & portfoliosSee how income funds rank by risk tier and matrix cell — then track holdings free.
What this means: Both JEPQ and QQQI fall intoTier 4: Harvest. This suggests they share a similar risk profile and volatility expectation.
| Metric | JEPQ | QQQI |
|---|---|---|
| Total Return (1Y) | 18.63% | 16.71% |
| NAV Change (1Y) | 6.55% | 2.38% |
| Max Drawdown | -23.48% | -23.79% |
| Beta | 0.85 | N/A |
* Returns include dividend reinvestment. Drawdown calculates peak-to-trough decline over trailing 12 months.
JEPQ (JPMorgan Nasdaq Equity Premium) is listed with JPMorgan as provider. Reported index: Nasdaq-100. Reported holdings: 100. Reported assets under management: $37.7B.
Observed profile: DivAgent currently reports Tier 4, 13.73% annualized yield, 6.55% 1Y NAV change, and 18.63% 1Y total return. The tier is a risk classification; it does not by itself identify the fund's holdings or strategy.
QQQI (NEOS Nasdaq 100 High Income) is listed with NEOS as provider. Reported assets under management: $11.0B.
Observed profile: DivAgent currently reports Tier 4, 14.32% annualized yield, 2.38% 1Y NAV change, and 16.71% 1Y total return. The tier is a risk classification; it does not by itself identify the fund's holdings or strategy.
In the head-to-head battle of JEPQ vs QQQI, the choice depends on your specific goal. QQQI leads Immediate Income with a 14.32% yield. JEPQ leads 1Y Total Return in the current data.
Compare the reported annualized yield, payout frequency, and DivAgent risk tier.
The Bottom Line Question: If you invest $100,000 today, how much cash will you actually receive each month? Here's the exact math:
JEPQ
Annual Yield: 13.73%
$1,144/mo
($13,731/year)
Frequency: monthly
QQQI
Annual Yield: 14.32%
$1,193/mo
($14,317/year)
Frequency: monthly
Income Gap: QQQI generates $586/year more than JEPQ on the same $100k investment.
Over 20 years, that's $11,712 in additional cash flow (before reinvestment).
Context Matters: Compare annualized yield with NAV change and total return rather than using the yield figure alone.
Historical data reveals how these funds behave during market stress. JEPQ has the higher current 1Y total return at 18.63%.
What is an Expense Ratio? The annual fee charged by the fund, expressed as a percentage of assets. It's deducted daily from the fund's NAV, making it invisible to most investors—but it compounds over time.
JEPQ (LOWER COST)
0.350%
Annual expense ratio
QQQI (HIGHER COST)
0.680%
Annual expense ratio
20-YEAR FEE IMPACT SIMULATION ($100,000 INITIAL INVESTMENT)
The Hidden Cost of "Just 0.33%": That seemingly small difference of 0.330% annually becomes $6,600 in lost wealth over 20 years. Factor in compound growth, and you're giving up ~$18,207 in potential portfolio value.
💡 Cost Efficiency Winner: JEPQ is the clear winner for long-term buy-and-hold investors. Lower fees mean more capital compounds in YOUR account, not the fund manager's.
Every investor has a unique risk profile. Use our Portfolio Intelligence tool to see the impact of adding these ETFs to your holdings.