Retirement Stability

Conservative

by AmandaW6620 - 3/6/2026

Treasury core with dividend aristocrats and a small preferred allocation for retirees seeking capital preservation with predictable monthly income.

Portfolio Health Score
vs Benchmarks
Upcoming DividendsEstimated
Allocations
Ticker
Yield
1Y Return
Weight
SGOVT1

iShares 0-3 Month Treasury Bond ETF

3.5%
—
30%
BILT1

SPDR Bloomberg 1-3 Month T-Bill ETF

3.5%
—
25%
NOBLT1

ProShares S&P 500 Dividend Aristocrats

6.4%
—
20%
SDYT1

SPDR S&P Dividend

7.5%
—
15%
PFFT2

iShares Preferred and Income Securities

5.5%
—
10%
Risk Distribution
T1
T2

Cornerstone

90%

Yield Plus

10%

Sector Specialties

0%

Volatility Harvest

0%

High Octane

0%

Key Metrics
Weighted Yield

4.9%

Weighted Risk Tier

1.1

Monthly Income (on $10k)

$41/mo

1Y Total Return

7.8%

Your Income Projection
$

$41

Monthly

$489

Annual

$1.34

Daily

Based on current dividend yields. Actual income may vary.

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Not investment advice. DivAgent model portfolios, scores, and tools are for educational and informational purposes only. They are not personalized recommendations, an offer, or a solicitation to buy or sell any security. Yields and returns are estimates based on historical and forecast data that may be delayed or inaccurate. Investing involves risk, including the possible loss of principal; past performance does not guarantee future results. Consult a licensed financial advisor before making investment decisions.